Dog Insurance

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More than a third of pets need emergency veterinary treatment each year. Will you be there for them when it matters most? Pet insurance is the safety net you and your pet both deserve.

Allergic reactions, tummy aches, bee stings and swallowed chicken bones – Ontario SPCA Pet Insurance Programs help you prepare for the unexpected and ensure that, no matter the illness or accident, your playful pooch is covered for life.

Our insurance products are available with a range of coverage levels to suit you.

Ontario SPCA Pet Insurance Programs for Dogs

Get a Dog Insurance Quote

Interested in other coverage limits? Call 1-866-600-2445 for a specialized quote.

Coverage Limit Tiered Deductibles
(Based on pet’s age at the time of renewal): The deductible is applied once per policy term.
Tiered Co-payments
(Based on pet’s age at the time of renewal):
$2,500/Year
  • Under 2 years $0
  • 2 - 5 Years $100
  • 5 - 10 Years $200
  • Over 10 $300
  • Under 1 year 0%
  • 1 - 5 Years 15%
  • 5 - 10 Years 20%
  • Over 10 25%
$5,000/Year
  • Under 2 years $0
  • 2 - 5 Years $100
  • 5 - 10 Years $200
  • Over 10 $300
  • Under 1 year 0%
  • 1 - 5 Years 15%
  • 5 - 10 Years 20%
  • Over 10 25%
$10,000/Year
  • Under 2 years $0
  • 2 - 5 Years $100
  • 5 - 10 Years $200
  • Over 10 $300
  • Under 1 year 0%
  • 1 - 5 Years 15%
  • 5 - 10 Years 20%
  • Over 10 25%
Unlimited/Year + Wellness ($500/policy year)
  • Under 2 years $0
  • 2 - 5 Years $100
  • 5 - 10 Years $200
  • Over 10 $300
  • Under 1 year 0%
  • 1 - 5 Years 15%
  • 5 - 10 Years 20%
  • Over 10 25%

All Policies Include:

  • Unlimited # of Accidents Covered | Unlimited # of Illnesses Covered | Hereditary & Congenital Conditions | Therapeutic Diet | Alternative Treatments | Medications | Diagnostics | Ambulance & Paramedical

Additional Benefits*:

  • Boarding & Kennel Fees - $1000 Per Policy Year | Trip Cancellation - $1000 Per Policy Year | Lost Pet Recovery Costs & Accidental Death - $1000 Per Year | Euthanasia & Cremation - $2,500 Level - $100 | $5,000 Level - $300 | $10,000 Level - $400 | Unlimited Level - $500
*Additional Benefits are in addition to the comprehensive Veterinary Fees Coverage, and are not subject to a co-payment or a deductible.

Medical Conditions cannot be noted, symptomatic or pre-existing prior to enrollment. Please refer to policy terms and conditions for full details. The Ontario SPCA Pet Insurance Programs are underwritten by Northbridge General Insurance Corporation, administered and distributed by PTZ Insurance Services Ltd. which is a wholly owned subsidiary of Pethealth Inc.