Dog Insurance

dog_insurance_title_new

More than a third of pets need emergency veterinary treatment each year. Will you be there for them when it matters most? Pet insurance is the safety net you and your pet both deserve.

Allergic reactions, tummy aches, bee stings and swallowed chicken bones – Ontario SPCA Pet Insurance Programs® help you prepare for the unexpected and ensure that, no matter the illness or accident, your playful pooch is covered for life.

Our insurance products are available with a range of coverage levels to suit you.

Ontario SPCA Pet Insurance Programs® for Dogs

Get a Dog Insurance Quote

Interested in other coverage limits? Call 1-866-600-2445 for a specialized quote.

Coverage Limit Tiered Deductibles
(Based on pet’s age at the time of renewal): The deductible is applied once per policy term.
Tiered Co-Insurance
(Based on pet’s age at the time of renewal):
$5,000/Year

Level 2
  • Under 2 Years $100
  • 2 - 5 Years $200
  • 5 - 8 Years $300
  • 8 - 10 Years $400
  • Over 10 Years $500
  • Under 2 Years 10%
  • 2 - 5 Years 15%
  • 5 - 8 Years 20%
  • 8 - 10 Years 25%
  • Over 10 Years 30%
$10,000/Year

Level 3
  • Under 2 Years $100
  • 2 - 5 Years $200
  • 5 - 8 Years $300
  • 8 - 10 Years $400
  • Over 10 Years $500
  • Under 2 Years 10%
  • 2 - 5 Years 15%
  • 5 - 8 Years 20%
  • 8 - 10 Years 25%
  • Over 10 Years 30%
Unlimited/Year

Level 4
  • Under 2 Years $100
  • 2 - 5 Years $200
  • 5 - 8 Years $300
  • 8 - 10 Years $400
  • Over 10 Years $500
  • Under 2 Years 10%
  • 2 - 5 Years 15%
  • 5 - 8 Years 20%
  • 8 - 10 Years 25%
  • Over 10 Years 30%

All Policies Include:

  • Unlimited # of Accidents Covered | Unlimited # of Illnesses Covered | Hereditary & Congenital Conditions | Therapeutic Diet | Alternative Treatments | Medications | Diagnostics

Additional Benefits*:

  • Boarding Kennel or Cattery Fees - $500 Per Incident | Holiday Trip Cancellation - $500 Per Incident | Additional Living Expenses - $500 Per Incident | Lost Pet Recovery Costs - $500 Per Incident | Accidental Death - $500 Per Incident | Euthanasia, Cremation or Burial* - $200 Per Incident

*Additional Benefits are not subject to a deductible, or co-insurance. Euthanasia, Cremation or Burial Additional Benefit is subject to a 14 day waiting period.

Medical conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not available for coverage. This advertisement is an outline only, the actual policy issued terms and conditions will prevail.